Hospitality

Insurance solutions for hotels, hospitality industry insurance, custom restaurant coverage

INSURANCE SOLUTIONS AS SHARP AS YOUR CLIENT EXPERIENCE

Running a hospitality business, whether a hotel, a restaurant or a spa, requires providing a first-rate, worry-free customer experience on all fronts. It’s your responsibility to care for your guests’ needs and safety and to hire skilled staff to uphold your establishment’s reputation. From general wear and tear to dealing with unpredictable suppliers or extensive property damage caused by your staff or patrons, you need a custom risk management program that considers a range of hospitality industry insurance solutions that allow you to provide and maintain a high-value service.

Because unexpected hazards can thwart growth and success, it’s vital to pinpoint them at the outset of your risk management strategy. To avoid getting blindsided, BFL CANADA can help you detect them before they become an unresolvable issue that stands in your way.

See the blind sides of your risks from every angle

Forced Business Closure
Commercial Kitchen Fire
Food Safety Concerns
Slip and Fall Injuries

LET'S BUILD A CUSTOM INSURANCE SOLUTION

From forced business closures to commercial kitchen fires and food safety concerns, and even dealing with slip and fall injuries from either travellers, patrons, or staff, you can rely on BFL CANADA’s team of local advisors to find an innovative custom coverage solution in line with today’s hospitality sector.

COMMERCIAL GENERAL LIABILITY (CGL)
COMMERCIAL GENERAL LIABILITY (CGL)

Providing coverage for third-party liability (covering the activities on one’s premises, i.e. slip and falls, etc.).

PROPERTY/BUILDING AND CONTENTS, TENANTS IMPROVEMENTS
PROPERTY/BUILDING AND CONTENTS, TENANTS IMPROVEMENTS

Providing coverage for your assets, be it your building, equipment, stock, contents, and tenant improvements to your location, if any.

BUSINESS INTERRUPTION
BUSINESS INTERRUPTION

It is the lifeline of one’s business. It is a financial safety net that will pay for your ongoing fixed expenses and key payroll should your business be closed for a period of time due to a covered claim/loss on your policy.

CYBER RISKS
CYBER RISKS

The world is evolving technologically, and more and more information is being stored online. This coverage helps mitigate any potential cyber-attack by implementing measures that will best protect your business software and most sensitive data (customer information, bookings, etc.).

EQUIPMENT BREAKDOWN
EQUIPMENT BREAKDOWN

Provides coverage for your boiler and mechanical/electrical equipment. This coverage and amount of insurance follow the property limits and amounts of insurance.

HOST LIQUOR LIABILITY
HOST LIQUOR LIABILITY

This coverage is designed to protect the host from claims or lawsuits that may arise if an attendee at the event causes injury or property damage as a result of being intoxicated.

SPECIAL EVENTS COVERAGE (Weddings, Congresses, Receptions etc)
SPECIAL EVENTS COVERAGE (Weddings, Congresses, Receptions etc)

This is an extension of your current CGL policy. This would need to be specifically requested should you perform a special event outside your normal operating premises.

Types of Hospitality Businesses we cover

BFL CANADA engages with seven types of Hospitality Businesses:

Resorts
Hotels
Restaurants
Bars, Pubs and Breweries
Wineries
Golf Courses
Tourism and Travel

Hotel Association of Canada (HAC)

BFL CANADA is proud to be a national affiliate member of the Hotel Association of Canada (HAC).

Through this association we partner with hotels across the country.

Your team of local advisors

The BFL CANADA advantage

BFL CANADA has achieved extraordinary growth because of our consistent ability to perform and deliver due to our expertise, professionalism and dedication, as well as our entrepreneurial culture. This culture and work ethic have driven our growth and attracted organizations with which we have established meaningful and mutually beneficial partnerships.

 

Learn why

Make a difference today, start planning for tomorrow.

Book your preliminary risk assessment with a BFL CANADA advisor.
CALL YOUR LOCAL BFL CANADA OFFICE
WRITE TO YOUR LOCAL BFL CANADA OFFICE