__NUXT_JSONP__("/fr/secteur-public-municipalites-du-quebec-2024", (function(a,b,c,d,e,f,g,h,i,j,k,l,m,n,o,p,q,r,s,t,u,v,w,x,y,z,A,B,C,D,E,F,G,H,I,J,K,L,M,N,O,P,Q,R,S,T,U,V,W,X,Y,Z,_,$,aa,ab,ac,ad,ae,af,ag,ah,ai,aj,ak,al,am,an,ao,ap,aq,ar,as,at,au,av,aw,ax,ay,az,aA,aB,aC,aD,aE,aF,aG,aH,aI,aJ,aK,aL,aM,aN,aO,aP,aQ,aR,aS,aT,aU,aV,aW,aX,aY,aZ,a_,a$,ba,bb,bc,bd,be,bf,bg,bh,bi,bj,bk,bl,bm,bn,bo,bp,bq,br,bs,bt,bu,bv,bw,bx,by,bz,bA,bB,bC,bD,bE,bF,bG,bH,bI,bJ,bK,bL,bM,bN,bO,bP,bQ,bR,bS,bT,bU,bV,bW,bX,bY,bZ,b_,b$,ca,cb,cc,cd,ce,cf,cg,ch,ci,cj,ck,cl,cm,cn,co,cp,cq,cr,cs,ct,cu,cv,cw,cx,cy,cz,cA,cB,cC,cD,cE,cF,cG,cH,cI,cJ,cK,cL,cM,cN,cO,cP,cQ,cR,cS,cT,cU,cV,cW,cX,cY,cZ,c_,c$,da,db,dc,dd,de,df,dg,dh,di,dj,dk,dl,dm,dn,do0,dp,dq,dr,ds,dt,du,dv,dw,dx,dy,dz,dA,dB,dC,dD,dE,dF,dG,dH,dI,dJ,dK,dL,dM,dN,dO,dP,dQ,dR,dS,dT,dU,dV,dW,dX,dY,dZ,d_,d$,ea,eb,ec,ed,ee,ef,eg,eh,ei,ej,ek,el,em,en,eo,ep,eq,er,es,et,eu,ev,ew,ex,ey,ez,eA,eB,eC,eD,eE,eF,eG,eH,eI,eJ,eK,eL,eM,eN,eO,eP,eQ,eR,eS,eT,eU,eV,eW,eX,eY,eZ,e_,e$,fa,fb,fc,fd,fe,ff,fg,fh,fi,fj,fk,fl,fm,fn,fo,fp,fq,fr,fs,ft,fu,fv,fw,fx,fy,fz,fA,fB,fC,fD,fE,fF,fG,fH,fI,fJ,fK,fL,fM,fN,fO,fP,fQ,fR,fS,fT,fU,fV,fW,fX,fY,fZ,f_,f$,ga,gb,gc,gd,ge,gf,gg,gh,gi,gj,gk,gl,gm,gn,go,gp,gq,gr,gs,gt,gu,gv,gw,gx,gy,gz,gA){return {data:[{hasSubmenu:w,page:{blocks:{"acf-block-671fec88b9374":{blockName:"acf\u002Fpage-menu",fields:{pages:[]}},"acf-block-671fec88b93cc":{blockName:"acf\u002Fhero",fields:{title:{type:e,label:aY,name:aZ,value:a},background_type:{type:de,label:"Background Type",name:"background_type",value:f},background_image:{type:f,label:"Background Image",name:"background_image",value:{ID:dB,id:dB,filename:"BFL_HB_Municipalites_002.jpg",alt:"Municipalities Insurance"}},mobile_image:{type:f,label:"Mobile Image",name:"mobile_image",value:{ID:dC,id:dC,filename:"BFL_HB_Municipalities.png",alt:"Public "}}}},"acf-block-671fec88b93f3":{blockName:"acf\u002Fintro-paragraph",fields:{title_side:{type:"button_group",label:"Title Side",name:"title_side",value:dD},image:{type:f,label:x,name:f,value:w},video:{type:"url",label:"Video",name:"video",value:a},call_to_action:{type:dE,label:dF,name:dG,value:{text:a,link_type:dH,internal_link:a,external_link:a}},title:{type:e,label:aY,name:aZ,value:"DES SOLUTIONS STABLES ET DURABLES"},text:{type:bO,label:bZ,name:e,value:"\u003Cp\u003ELes municipalités et les villes sont impliquées dans une vaste gamme d’activités et sont, de ce fait, confrontées à de nombreux défis, tels que l’augmentation des frais d’exploitation, un environnement juridique dynamique, un financement limité, ainsi que de nombreuses préoccupations liées à la sécurité de ses employés, bénévoles et du grand public qui fréquentent ses installations.\u003C\u002Fp\u003E\n"}}},"acf-block-671fec88b942b":{blockName:"acf\u002Fparagraph",fields:{background_color:{type:bP,label:df,name:dg,value:a},has_top_monolith:{type:bq,label:"Has Top Monolith",name:"has_top_monolith",value:w},has_top_shadow:{type:bq,label:dI,name:dJ,value:w},has_top_triangle:{type:bq,label:"Has Top Triangle",name:"has_top_triangle",value:w},number:{type:dK,label:"Number",name:dK,value:a},title:{type:e,label:aY,name:aZ,value:a},text:{type:bO,label:bZ,name:e,value:"\u003Cp\u003EFace à ces risques et incertitudes, BFL CANADA a les outils nécessaires pour aider les administrations municipales dans leurs besoins d’assurance et de gestion de risques, et ce, quelle que soit leur taille. En effet, notre approche et nos connaissances approfondies du milieu municipal nous permettent de conseiller judicieusement nos clients sur une multitude de sujets et d’offrir de nombreux services tels que :\u003C\u002Fp\u003E\n\u003Cul\u003E\n\u003Cli\u003EAider les administrations municipales ou leurs représentants à identifier les risques de pertes associés à ces défis et activités;\u003C\u002Fli\u003E\n\u003Cli\u003ERecommander des garanties d’assurance appropriées et adéquates afin d’offrir la meilleure protection disponible contre les risques de pertes;\u003C\u002Fli\u003E\n\u003Cli\u003EImplanter les programmes d’assurance requis par les clients ou leurs représentants par le biais d’appels d’offres;\u003C\u002Fli\u003E\n\u003Cli\u003EGuider les clients en matière de règlement de sinistres, que le sinistre soit auto-assuré ou qu’il soit couvert par une assurance commerciale;\u003C\u002Fli\u003E\n\u003Cli\u003EOffrir des conseils en contrôle des risques aux clients ou à leurs représentants.\u003C\u002Fli\u003E\n\u003C\u002Ful\u003E\n"},image_position:{type:de,label:"Image position",name:"image_position",value:dD},image:{type:f,label:x,name:f,value:w},call_to_action:{type:dE,label:dF,name:dG,value:{text:a,link_type:dH,internal_link:a,external_link:a}}}},"acf-block-671fec88b951a":{blockName:"acf\u002Fflip-cards",fields:{title:{type:e,label:aY,name:aZ,value:"Une solution d'assurance personnalisée"},introduction:{type:bO,label:bZ,name:dh,value:"\u003Cp\u003ELes municipalités avec lesquelles nous travaillons ont le mandat de protéger les intérêts financiers de leurs concitoyens. Chez BFL CANADA, nous comprenons bien la nature de cette responsabilité et, c’est pourquoi nous sommes déterminés à offrir à nos clients des produits d’avant-garde, un service de grande qualité ainsi qu’un accès aux marchés d’assurance nationaux et internationaux.\u003C\u002Fp\u003E\n\u003Cp\u003ELes programmes d’assurance que nous offrons à nos clients ou groupes de clients comprennent toutes les lignes d’assurance usuelles propres aux activités municipales telles que&nbsp;:\u003C\u002Fp\u003E\n"},sections:{type:l,label:"Sections",name:"sections",value:[{title:"Programmes pour les municipalités du Québec désirant se faire servir en français",cards:[{title:"ASSURANCE DES BIENS",icon:{ID:dL,id:dL,title:"Property_Blanc-01",filename:"Property_Blanc-01.svg",filesize:2154,url:br,link:"\u002Ffr\u002Fproprietaires-condominium-locataires\u002Fproperty_blanc-01-4-2\u002F",alt:"Building icon",author:o,description:a,caption:a,name:"property_blanc-01-4-2",status:p,uploaded_to:2681,date:"2019-12-17 22:17:46",modified:"2021-06-26 19:10:20",menu_order:b,mime_type:$,type:f,subtype:aa,icon:v,width:c,height:c,sizes:{thumbnail:br,"thumbnail-width":c,"thumbnail-height":c,medium:br,"medium-width":c,"medium-height":c,medium_large:br,"medium_large-width":c,"medium_large-height":c,large:br,"large-width":c,"large-height":c,"1536x1536":br,"1536x1536-width":c,"1536x1536-height":c,"2048x2048":br,"2048x2048-width":c,"2048x2048-height":c}},content:"\u003Cp\u003ECouvre tout bâtiment, contenu, informatique, œuvres d’art, dossiers importants, mobilier et équipement urbains, équipements d’entrepreneurs, etc., appartenant à une municipalité.\u003C\u002Fp\u003E\n",learn_more:{text:"En savoir plus",url:a}},{title:"ASSURANCE BRIS DE MACHINES",icon:{ID:dM,id:dM,title:"Equip_Breakdown_Insurance_Blanc-01",filename:"Equip_Breakdown_Insurance_Blanc-01.svg",filesize:dN,url:bs,link:"\u002Ffr\u002Fmunicipalites\u002Fequip_breakdown_insurance_blanc-01-2\u002F",alt:"Breakdown icon",author:q,description:a,caption:a,name:"equip_breakdown_insurance_blanc-01-2",status:p,uploaded_to:bQ,date:"2020-05-01 14:30:51",modified:"2021-06-20 05:05:48",menu_order:b,mime_type:$,type:f,subtype:aa,icon:v,width:c,height:c,sizes:{thumbnail:bs,"thumbnail-width":k,"thumbnail-height":k,medium:bs,"medium-width":Y,"medium-height":Y,medium_large:bs,"medium_large-width":aT,"medium_large-height":c,large:bs,"large-width":Z,"large-height":Z,"1536x1536":bs,"1536x1536-width":c,"1536x1536-height":c,"2048x2048":bs,"2048x2048-width":c,"2048x2048-height":c}},content:"\u003Cp\u003ECouvre tout dommage découlant d’un sinistre causé par les machineries présentes dans les bâtiments municipaux dont certains types de chauffage, système de réfrigération de glace des arénas, etc.\u003C\u002Fp\u003E\n",learn_more:{text:a_,url:a}},{title:"ASSURANCE CRIME",icon:{ID:dO,id:dO,title:"Crime_Insurace_Blanc-01",filename:"Crime_Insurace_Blanc-01.svg",filesize:1274,url:bt,link:"\u002Ffr\u002Fmunicipalites\u002Fcrime_insurace_blanc-01-2\u002F",alt:"No crime icon",author:q,description:a,caption:a,name:"crime_insurace_blanc-01-2",status:p,uploaded_to:bQ,date:"2020-05-01 14:31:15",modified:"2021-06-20 05:05:04",menu_order:b,mime_type:$,type:f,subtype:aa,icon:v,width:c,height:c,sizes:{thumbnail:bt,"thumbnail-width":k,"thumbnail-height":k,medium:bt,"medium-width":Y,"medium-height":Y,medium_large:bt,"medium_large-width":aT,"medium_large-height":c,large:bt,"large-width":Z,"large-height":Z,"1536x1536":bt,"1536x1536-width":c,"1536x1536-height":c,"2048x2048":bt,"2048x2048-width":c,"2048x2048-height":c}},content:"\u003Cp\u003ECouvre le vol d’argent ou de valeurs monétaires à l’intérieur ou à l’extérieur des lieux ou encore les pertes monétaires découlant d’un acte malhonnête d’un employé. Il est également possible de souscrire à la couverture protégeant les municipalités contre les fraudes liées à l&#8217;ingénierie sociale.\u003C\u002Fp\u003E\n",learn_more:{text:a_,url:a}},{title:"ASSURANCE RESPONSABILITÉ CIVILE GÉNÉRALE PRIMAIRE ET EXCÉDENTAIRE",icon:{ID:dP,id:dP,title:"Primary_Ex_Liability_Insurance_Blanc-01",filename:"Primary_Ex_Liability_Insurance_Blanc-01.svg",filesize:1050,url:bu,link:"\u002Ffr\u002Fmunicipalites\u002Fprimary_ex_liability_insurance_blanc-01-2\u002F",alt:dQ,author:q,description:a,caption:a,name:"primary_ex_liability_insurance_blanc-01-2",status:p,uploaded_to:bQ,date:"2020-05-01 14:31:45",modified:"2021-06-20 05:04:50",menu_order:b,mime_type:$,type:f,subtype:aa,icon:v,width:c,height:c,sizes:{thumbnail:bu,"thumbnail-width":k,"thumbnail-height":k,medium:bu,"medium-width":Y,"medium-height":Y,medium_large:bu,"medium_large-width":aT,"medium_large-height":c,large:bu,"large-width":Z,"large-height":Z,"1536x1536":bu,"1536x1536-width":c,"1536x1536-height":c,"2048x2048":bu,"2048x2048-width":c,"2048x2048-height":c}},content:"\u003Cp\u003ECouvre la responsabilité civile de la ville découlant de ses opérations normales et de laquelle découle une blessure, un préjudice ou un dommage à un tiers.\u003C\u002Fp\u003E\n",learn_more:{text:a_,url:a}},{title:"ASSURANCE RESPONSABILITÉ MUNICIPALE OU RESPONSABILITÉ DES OFFICIERS MUNICIPAUX",icon:{ID:dR,id:dR,title:"Muni_Liability_Blanc-01",filename:"Muni_Liability_Blanc-01.svg",filesize:963,url:bv,link:"\u002Ffr\u002Fmunicipalites\u002Fmuni_liability_blanc-01-2\u002F",alt:"Person icon",author:q,description:a,caption:a,name:"muni_liability_blanc-01-2",status:p,uploaded_to:bQ,date:"2020-05-01 14:32:06",modified:"2021-06-20 05:04:39",menu_order:b,mime_type:$,type:f,subtype:aa,icon:v,width:c,height:c,sizes:{thumbnail:bv,"thumbnail-width":k,"thumbnail-height":k,medium:bv,"medium-width":Y,"medium-height":Y,medium_large:bv,"medium_large-width":aT,"medium_large-height":c,large:bv,"large-width":Z,"large-height":Z,"1536x1536":bv,"1536x1536-width":c,"1536x1536-height":c,"2048x2048":bv,"2048x2048-width":c,"2048x2048-height":c}},content:"\u003Cp\u003ECouvre la responsabilité de la ville, d’un dommage pécuniaire allégué subi par un tiers découlant d’une prise de décision, bonne ou mauvaise ou de l’absence de décision prise par la ville. Ceci vise entre autres les décisions concernant le zonage, l’émission de permis, etc. Il s’agit d’une couverture spécifique à une municipalité.\u003C\u002Fp\u003E\n",learn_more:{text:a_,url:a}},{title:"ASSURANCE AUTOMOBILE",icon:{ID:dS,id:dS,title:"Auto_Insurance_Blanc-01",filename:"Auto_Insurance_Blanc-01.svg",filesize:1644,url:bw,link:"\u002Ffr\u002Fmunicipalites\u002Fauto_insurance_blanc-01-2\u002F",alt:"Car icon",author:q,description:a,caption:a,name:"auto_insurance_blanc-01-2",status:p,uploaded_to:bQ,date:"2020-05-01 14:32:36",modified:"2021-06-20 05:04:22",menu_order:b,mime_type:$,type:f,subtype:aa,icon:v,width:c,height:c,sizes:{thumbnail:bw,"thumbnail-width":k,"thumbnail-height":k,medium:bw,"medium-width":Y,"medium-height":Y,medium_large:bw,"medium_large-width":aT,"medium_large-height":c,large:bw,"large-width":Z,"large-height":Z,"1536x1536":bw,"1536x1536-width":c,"1536x1536-height":c,"2048x2048":bw,"2048x2048-width":c,"2048x2048-height":c}},content:"\u003Cp\u003ECouvre tous les véhicules appartenant à la municipalité ou loués à court ou à long terme par celle-ci.\u003C\u002Fp\u003E\n",learn_more:{text:a_,url:a}},{title:"ASSURANCE RESPONSABILITÉ POUR DOMMAGES À L'ENVIRONNEMENT",icon:{ID:dT,id:dT,title:"Environmental_Liability_Blanc-01",filename:"Environmental_Liability_Blanc-01.svg",filesize:1278,url:bx,link:"\u002Ffr\u002Fmunicipalites\u002Fenvironmental_liability_blanc-01\u002F",alt:a,author:q,description:a,caption:a,name:"environmental_liability_blanc-01",status:p,uploaded_to:bQ,date:dU,modified:dU,menu_order:b,mime_type:$,type:f,subtype:aa,icon:v,width:c,height:c,sizes:{thumbnail:bx,"thumbnail-width":k,"thumbnail-height":k,medium:bx,"medium-width":Y,"medium-height":Y,medium_large:bx,"medium_large-width":aT,"medium_large-height":c,large:bx,"large-width":Z,"large-height":Z,"1536x1536":bx,"1536x1536-width":c,"1536x1536-height":c,"2048x2048":bx,"2048x2048-width":c,"2048x2048-height":c}},content:"\u003Cp\u003ECouvre contre des conséquences qui pourraient être nuisibles à l’environnement notamment suite à un accident et\u002Fou graduel résultant de vos activités municipales.\u003C\u002Fp\u003E\n\u003Cp\u003E\u003Ca href=\"https:\u002F\u002Fapi.bflcanada.ca\u002Fwp-content\u002Fuploads\u002F2024\u002F10\u002FBFL_Brochure_Environnement_2023.pdf\"\u003EEn savoir plus sur l&#8217;Assurance Responsabilité pour dommages à l&#8217;environnement.\u003C\u002Fa\u003E\u003C\u002Fp\u003E\n",learn_more:{text:a_,url:a}},{title:"C-21 RESPONSABILITÉ CRIMINELLE DES ORGANISATIONS",icon:{ID:dV,id:dV,title:"Accident_Policy_Blanc-01",filename:"Accident_Policy_Blanc-01.svg",filesize:1133,url:by,link:"\u002Ffr\u002Fsports-et-loisirs\u002Faccident_policy_blanc-01-2\u002F",alt:dQ,author:q,description:a,caption:a,name:"accident_policy_blanc-01-2",status:p,uploaded_to:2204,date:"2021-01-26 14:35:47",modified:"2021-06-19 13:38:54",menu_order:b,mime_type:$,type:f,subtype:aa,icon:v,width:c,height:c,sizes:{thumbnail:by,"thumbnail-width":k,"thumbnail-height":k,medium:by,"medium-width":Y,"medium-height":Y,medium_large:by,"medium_large-width":aT,"medium_large-height":c,large:by,"large-width":Z,"large-height":Z,"1536x1536":by,"1536x1536-width":c,"1536x1536-height":c,"2048x2048":by,"2048x2048-width":c,"2048x2048-height":c}},content:"\u003Cp\u003ERembourse les frais juridiques relatifs à la responsabilité pénale découlant d&#8217;un accident du travail.\u003C\u002Fp\u003E\n\u003Cp\u003E\u003Ca data-mce-href=\"https:\u002F\u002Fapi.bflcanada.ca\u002Fwp-content\u002Fuploads\u002F2024\u002F10\u002FBFL_C21_Resp_Criminelle_Org_2023.pdf\" href=\"https:\u002F\u002Fapi.bflcanada.ca\u002Fwp-content\u002Fuploads\u002F2024\u002F10\u002FBFL_C21_Resp_Criminelle_Org_2023.pdf\"\u003EEn savoir plus sur la responsabilité criminelle des organisations\u003C\u002Fa\u003E\u003C\u002Fp\u003E\n",learn_more:{text:a,url:a}},{title:"ASSURANCE CONSTRUCTION (Projet Construction)",icon:{ID:dW,id:dW,title:"Construction_Insurance_Blanc-01",filename:"Construction_Insurance_Blanc-01.svg",filesize:923,url:bz,link:"\u002Ffr\u002Fforesterie\u002Fconstruction_insurance_blanc-01-2\u002F",alt:a,author:o,description:a,caption:a,name:"construction_insurance_blanc-01-2",status:p,uploaded_to:dX,date:dY,modified:dY,menu_order:b,mime_type:$,type:f,subtype:aa,icon:v,width:c,height:c,sizes:{thumbnail:bz,"thumbnail-width":c,"thumbnail-height":c,medium:bz,"medium-width":c,"medium-height":c,medium_large:bz,"medium_large-width":c,"medium_large-height":c,large:bz,"large-width":c,"large-height":c,"1536x1536":bz,"1536x1536-width":c,"1536x1536-height":c,"2048x2048":bz,"2048x2048-width":c,"2048x2048-height":c}},content:"\u003Cp\u003EProtège les intérêts de votre ville et de ses concitoyens en vous offrant une gamme complète de produits adaptés à vos activités et à projet de construction.\u003C\u002Fp\u003E\n\u003Cp\u003E\u003Ca data-mce-href=\"https:\u002F\u002Fapi.bflcanada.ca\u002Fwp-content\u002Fuploads\u002F2024\u002F10\u002FBFL_Brochure_Projet-de-construction_2022.pdf\" href=\"https:\u002F\u002Fapi.bflcanada.ca\u002Fwp-content\u002Fuploads\u002F2024\u002F10\u002FBFL_Brochure_Projet-de-construction_2022.pdf\"\u003EEn savoir plus sur l&#8217;assurance construction\u003C\u002Fa\u003E\u003C\u002Fp\u003E\n",learn_more:{text:a_,url:a}}]},{title:"Programmes pour les municipalités anglophones",cards:[{title:"POLICES D'ASSURANCE MUNICIPALES",icon:{ID:dZ,id:dZ,title:"Municipalities_Blanc-01",filename:"Municipalities_Blanc-01.svg",filesize:1168,url:bA,link:"\u002Ffr\u002Fmunicipalites\u002Fmunicipalites-autres-provinces\u002Fmunicipalities_blanc-01\u002F",alt:"Municipalities icon",author:q,description:a,caption:a,name:"municipalities_blanc-01",status:p,uploaded_to:4578,date:"2020-05-01 14:53:01",modified:"2021-06-20 05:03:48",menu_order:b,mime_type:$,type:f,subtype:aa,icon:v,width:c,height:c,sizes:{thumbnail:bA,"thumbnail-width":k,"thumbnail-height":k,medium:bA,"medium-width":Y,"medium-height":Y,medium_large:bA,"medium_large-width":aT,"medium_large-height":c,large:bA,"large-width":Z,"large-height":Z,"1536x1536":bA,"1536x1536-width":c,"1536x1536-height":c,"2048x2048":bA,"2048x2048-width":c,"2048x2048-height":c}},content:"\u003Cp\u003ENos polices d’assurance municipales complètes comprennent&nbsp;:\u003C\u002Fp\u003E\n\u003Cul\u003E\n\u003Cli\u003EResponsabilité civile des entreprises;\u003C\u002Fli\u003E\n\u003Cli\u003EErreurs et omissions des agents publics;\u003C\u002Fli\u003E\n\u003Cli\u003EResponsabilité pour atteinte à l’environnement;\u003C\u002Fli\u003E\n\u003Cli\u003EFrais juridiques;\u003C\u002Fli\u003E\n\u003Cli\u003ECyber;\u003C\u002Fli\u003E\n\u003Cli\u003EAutomobile;\u003C\u002Fli\u003E\n\u003Cli\u003ECriminalité;\u003C\u002Fli\u003E\n\u003Cli\u003EPropriété;\u003C\u002Fli\u003E\n\u003Cli\u003EBris d’équipement;\u003C\u002Fli\u003E\n\u003Cli\u003EResponsables municipaux, maladies graves et services médicaux à l’extérieur de la province;\u003C\u002Fli\u003E\n\u003Cli\u003EProgramme d’accident des bénévoles des centres;\u003C\u002Fli\u003E\n\u003Cli\u003EProgramme des événements spéciaux.\u003C\u002Fli\u003E\n\u003C\u002Ful\u003E\n",learn_more:{text:a_,url:a}},{title:"GESTION DE RISQUES",icon:{ID:d_,id:d_,title:"Alter_Risk_Blanc-01",filename:"Alter_Risk_Blanc-01.svg",filesize:1301,url:bB,link:"\u002Ffr\u002Fgestion-de-risques\u002Falter_risk_blanc-01-2\u002F",alt:"Gear icon",author:d$,description:a,caption:a,name:"alter_risk_blanc-01-2",status:p,uploaded_to:5492,date:"2020-01-29 17:00:31",modified:"2021-06-21 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Nous travaillons avec nos partenaires municipaux pour créer des programmes de gestion de risques qui tiennent compte de leurs activités et de leurs risques particuliers. 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Notre approche proactive des réclamations nous permet de défendre avec succès les intérêts de nos clients municipaux, les pertes étant gérées de manière ouverte et transparente. 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Columbia","BC","Paragraph","https:\u002F\u002Fapi.bflcanada.ca\u002Fwp-content\u002Fuploads\u002F2022\u002F09\u002FF_SAVARD-SCOTT-PROFILE_002.jpg","https:\u002F\u002Fapi.bflcanada.ca\u002Fwp-content\u002Fuploads\u002F2023\u002F04\u002FC_GUERIN_PROFILE.jpg","https:\u002F\u002Fapi.bflcanada.ca\u002Fwp-content\u002Fuploads\u002F2019\u002F12\u002FBFL_NEUTRAL_PROFILE_001.jpg","https:\u002F\u002Fapi.bflcanada.ca\u002Fwp-content\u002Fuploads\u002F2019\u002F11\u002FRR_Construction.png","https:\u002F\u002Fapi.bflcanada.ca\u002Fwp-content\u002Fuploads\u002F2019\u002F11\u002FRR_Energy.png","https:\u002F\u002Fapi.bflcanada.ca\u002Fwp-content\u002Fuploads\u002F2019\u002F11\u002FRR_Audiovisual_Prod_Arts.png","https:\u002F\u002Fapi.bflcanada.ca\u002Fwp-content\u002Fuploads\u002F2019\u002F11\u002FRR_Sports.png","https:\u002F\u002Fapi.bflcanada.ca\u002Fwp-content\u002Fuploads\u002F2019\u002F11\u002FRR_Crime.png","https:\u002F\u002Fapi.bflcanada.ca\u002Fwp-content\u002Fuploads\u002F2019\u002F10\u002FRR_Cyber_Risk.png","https:\u002F\u002Fapi.bflcanada.ca\u002Fwp-content\u002Fuploads\u002F2019\u002F11\u002FRR_DO.png","https:\u002F\u002Fapi.bflcanada.ca\u002Fwp-content\u002Fuploads\u002F2019\u002F11\u002FRR_Prof_Liability_EO.png","\u002Ffr\u002Finstitutions-financieres\u002Finstitutions-financieres-quebec-et-atlantique\u002F","\u002Ffr\u002Fmunicipalites\u002Fmunicipalites-autres-provinces\u002F","\u002Ffr\u002Fresponsabilite-professionnelle\u002Fresponsabilite-professionnelle-erreurs-et-omissions-autres-provinces\u002F","\u002Ffr\u002Fvols-et-detournements\u002Fvols-et-detournements-autres-provinces\u002F","QC","Gestion 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